My wife and I met with our financial advisor Karl earlier this week.  We spent an hour reviewing the performance of our portfolio, re-clarifying our personal investment goals, and discussing our estate-planning situation. Karl is thorough.  We have the utmost confidence in his work and the firm he is associated with.  In addition to the “business” part of the meeting, Renee, Karl, and I talked about our children and their interests.  The time went by